Chattel Mortgage

A chattel mortgage is a popular way to finance business vehicles and equipment while owning the asset from day one. Your business takes ownership upfront, and the lender secures the loan against the asset, with repayments structured to suit your cash flow and tax position.

Get Pre-Approved

Own the Asset While You Pay It Off

Own from Day One

Your business owns the vehicle or equipment immediately, with the lender taking security over the asset.

Tax-Effective Structure

Potential benefits such as claiming interest and depreciation may be available—check with your accountant.

Flexible Terms & Residuals

Choose terms and optional balloons/residuals to help manage repayments and end-of-term outcomes.

Ideal for Vehicles & Equipment

Commonly used for cars, utes, trucks and business machinery purchased for predominantly business use.