Overdrafts

A business overdraft provides a flexible safety net for your transaction account, helping you manage short-term cash-flow gaps. Draw down funds as needed up to an agreed limit and only pay interest on what you use.

Get Pre-Approved

Flexible Cushion for Day-to-Day Cash Flow

Only Pay on What You Use

Interest is generally charged on the drawn balance, not the full overdraft limit.

Smooth Out Timing Gaps

Cover shortfalls between paying expenses and receiving customer payments.

Works Alongside Your Account

Linked to your business transaction account for easy access and visibility.

Support for Established Businesses

Often suited to businesses with regular turnover and good account conduct.